Today, more people are recognizing that planning a funeral in advance of need demonstrates love and consideration toward their family members. It is a thoughtful decision that reduces the stress of indecision and uncertainty when death occurs.
The following information has been prepared to answer some of the questions we frequently received about pre-arrangement.
Why do people pre-arrange?
There are many good reasons. Some plan ahead because there will be no one who is capable of making responsible decisions. Others have a definite preferences concerning their funeral service, and they want their families to be informed and involved in those decisions.
Many people pre-arrange because they like the peace of mind knowing there will be adequate funds to cover funeral expenses. Also pre-payment can provide real benefits when you are applying for Medicaid in the U.S.
Most importantly, pre-arrangement guarantees that rational decisions can be made ahead of time without the usual urgencies when death takes place.
What steps are involved?
After you decide what type of funeral services and merchandise you prefer, we will explain your options and guide you. You may also have your family and/or a friend help you with your selections. We will record your vital statistic information and ask for certain documents to support your information.
Next, you may pay for the services and merchandise you have selected. This is not a necessary part of pre-arrangements, but relieves your family of a financial burden later.
What will it cost?
The cost is a matter of your choice. All of your selections and options are featured in our itemized pricing guide. This guide provides factual information concerning each item and its price.
Funding the pre-arranged service is a choice most people make to ease possible financial pressures on their family. Pre-funding allows you to pay for the funeral service at current prices. As your plan grows over time, it offsets inflation and should provide adequate funds for the future cost of the funeral.
Funding those arrangements with insurance coverage in advance of need is a relatively new idea that is offered by funeral homes. An individual may insure his or her life for the full present day cost of the funeral arrangements. For those who qualify, this program can provide immediate and considerable cost savings.
The state of Ohio requires pre-paid funeral funds to be placed with a third party until death occurs. We currently use Homesteaders Life Company to fund our pre-arrangements. When death occurrs, we provide Homesteaders with the proper documentation and then and only then will they release the funds to us for your final expenses.
Individuals between the ages of 0 and 99 may apply. No medical examination is required for the life insurance, just a simple questionnaire that is completed after advance funeral plans have been made.
How is Pre-Planning Done?
Call the funeral home at (740) 658-3470 to make an appointment convenient for you to meet with John and Donna. They will assist you in every step of the process and record your wishes. You choose everything you want for your funeral: the type of funeral service, casket, burial vault, music, and flowers. Important obituary information will also be recorded.
Once you have made your selections, we will explain the payment options available and it will be your decision at that time if you want to pre-pay. All of our pre-funded funeral arrangements are made irrevocable. This protects your funeral funds if you ever need to apply for Medicaid assistance. We can also help you transfer existing insurance policies that have cash value to the funeral home so they are no longer are considered your asset when requesting Medicaid.
There is no charge or obligation to ask for information or to make pre-arrangements. We know that family matters and we want you and your family to be completely informed and satisfied with the decisions you make regarding your final wishes.
Arrangements can be made in the comfort of your own home by clicking the button below. Fill in as much as you are comfortable with and we'd be pleased to meet with you to discuss further. See the form below for details.